1. Introduction
TsumoriChokin (hereinafter "the Service") respects user privacy and is committed to protecting personal information. This Privacy Policy explains how we handle personal information in connection with the Service.
2. Information We Collect
The Service collects the following information.
2.1 Account Information
- Email address
- Display name
- Authentication provider information (such as Google and other external auth services)
2.2 Usage Data
- Savings records (amount, category, notes, timestamp)
- Goal settings (goal name, target amount, achievement status)
- Category settings
- App usage information (anonymized analytics data)
3. How We Use Information
We use the collected information for the following purposes.
- To provide and operate the Service
- User authentication and account management
- Analytics for service improvement
- Responding to inquiries
- Sending important notices
4. Disclosure to Third Parties
We do not provide user personal information to third parties except in the following cases.
- When the user consents
- When required to disclose by law
- To service providers necessary to operate the Service (see below)
4.1 Service Providers
We use external service providers for the following purposes.
- User authentication and data storage
- Service delivery and hosting
- Error detection and service improvement
- Email delivery
- Payment processing for the Paid Plan (see below)
4.2 Handling of Payment Information (Paid Plan)
- Payments for the Paid Plan are processed through our payment service provider, Stripe Payments Japan G.K. ("Stripe").
- When users enter payment information such as credit card number, expiration date, and security code ("Payment Information"), the Payment Information is transmitted directly to Stripe's systems and is not stored on the Service's servers.
- Stripe is certified at the highest level (Level 1) of the Payment Card Industry Data Security Standard (PCI DSS), and Payment Information is protected using industry-standard encryption.
- We receive from Stripe only payment outcomes (success or failure), subscription status, billing history, and reference data such as card brand and last four digits, and use them solely for providing the Paid Plan and managing billing.
- Users may, at any time, change, add, or remove their payment methods, as well as cancel the Paid Plan, through the Customer Portal provided by Stripe.
- For details on how Stripe handles personal information, please refer to Stripe's privacy policy.
5. Data Storage
User data is stored on secure cloud servers. The storage region depends on the service provider's location.
6. User Rights
Users have the following rights.
- Request disclosure, correction, or deletion of personal information
- Delete account (available from the settings screen)
- Request data export
Deleting an account permanently erases all associated data. This action cannot be undone.
7. Cookies & Tracking
The Service uses cookies to maintain authentication state. We may also collect anonymized usage data for service improvement.
8. Changes to This Policy
This policy may be changed without prior notice due to changes in law or in the Service. The updated policy takes effect from the time it is posted on this page.
9. Contact
For privacy inquiries and Paid Plan cancellation or refund requests, please contact us at:
Email: support@tsumorichokin.app